11.30.15-Wow, 26 days until Christmas. Rates are trending down.
Great start to the week. Positive repricing should be expected this week have a good run going and don't see retail numbers over the weekend causing any rate changes.
Monday, November 30, 2015
Friday, November 27, 2015
7th Annual Thanksgiving Dinner
Yesterday's 7th Annual Thanksgiving Dinner was a hit again. So nice to see so many smiling happy faces. No one left hungry or without a to go container or two. And a huge thank you to those who donated and spent the day or just an hour with us celebrating a day of thanks!
Wednesday, November 25, 2015
Tuesday, November 24, 2015
Happy to announce the ability to translate over 40+ languages for easy mortgage applications.
I so very please to announce the ability to originate in clear language without barriers! There are some amazing people who lack the ability to clearly understand the mortgage process due to language differences. I now have the ability to translate the process, application and through closing a clear understanding of the mortgage lending. I can only image the relief of hearing about mortgages in your own language. Call or email to schedule your appointments! Here is the list of 40 languages I can meet with at anytime. Any not listed I will need 24 hour advance notice to schedule your appointment!
Languages
·
African
Creole
·
Albanian
·
American
Sign Language
·
Amharic
·
Arabic
·
Bengali
·
Bosnian
·
Burmese
·
Chin
·
Chinese,
Cantonese
·
Chinese,
Mandarin
·
Croatian
·
Dari
·
Farsi
·
French
|
·
Hindi
·
Italian
·
Karen
·
Kinyarwanda
·
Kirundi
·
Korean
·
Kunama
·
Kurdish
·
Lingala
·
May-May
·
Mandingo
·
Nepali
·
Pashto
·
Portuguese
·
Punjabi
|
·
Romanian
·
Russian
·
Serbian
·
Somali
·
Spanish
·
Swahili
·
Temne
·
Tigrenya
·
Turkish
·
Urdu
·
Uzbek
·
Vietnamese
*This list is
subject to updates & other languages can be scheduled with slightly
longer notice given for appointments
|
11.24.15-Still time to close before Christmas break!
Big day tomorrow on the Economic Calendar, keep an eye on the markets. With limited trading from most being out for Thanksgiving break, it could swing either way once the reports come out. Here is what is on the calendar for tomorrow:
| WEDNESDAY, NOV. 25 | |||||
|---|---|---|---|---|---|
| 8:30 am | Weekly jobless claims | Nov. 21 | 270,000 | 276,000 | |
| 8:30 am | Personal income | Oct. | 0.4% | 0.1% | |
| 8:30 am | Consumer spending | Oct. | 0.3% | 0.1% | |
| 8:30 am | Core inflation | Oct. | 0.1% | 0.1% | |
| 8:30 am | Durable goods orders | Oct. | 2.1% | -1.2% | |
| 9 am | FHFA home prices | Sept. | -- | 5.5% | |
| 10 am | New home sales | Oct. | 500,000 | 468,000 | |
| 10 am | Consumer sentiment | Nov. | 93.0 | 93.1 |
Monday, November 23, 2015
11.23.15-Week of Thanksgiving!
This week should be fairly calm, most traders will be out of town by end of business Tuesday. Lot of action Wednesday on the economic calendar but the reaction to the news will be delayed in market activity until Monday. Watch out Monday, we could see a big swing either way. With Black Friday and retail tracking updates for the kick off weekend being a huge impact on the balance of the year. What happens between now and December 16th will help us gauge the 1st quarter of 2016, and where the FED will be taking rates from their meeting on the 16th and 17th.
Friday, November 20, 2015
11.20.15-Great rates today! And some aggressive guideline updates!
The underwriting window has just been opened a little wider. Announced today rate term refinancing and purchase loans are allowed with debt to income ratios over 43%! What this mean to your clients on a $200,000 purchase or refi is an upfront savings of $3500 and cuts your monthly mortgage insurance in half for loans over 80% loan to value. Add this to our no lender cost loans and our lowest rate guarantee and it is a WIN all around for us all and especially for our clients! Don't forget to SHOP SMALL at your local small businesses this Holiday Season!
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